Certain Bridge is a Privately Owned Company specialising in the rapid provision of short term, secured Bridging Finance solutions to businesses: The “Certain Bridge Difference”.
The Certain Bridge offering is not a property investment or development situation. Therefore the high risks associated with Property Construction, Refurbishment, Investment or Development offerings, simply do not exist with the Certain Bridge offering.
Certain Bridge is a secure income opportunity, where funds are securely loaned at interest rates against existing property at conservative Loan to Value ratios.
Funds received from Loan Note sales are placed swiftly but securely to start earning interest.
A simple and straightforward Loan Note that generates a fixed return that is paid directly into your bank account. Your return is fixed for the term of your Loan Note ownership so your return is known at the outset.
• Loan Note Term – Currently we have 2 ½, 3 and 4-Year Loan Notes on offer, depending on your specific requirements
• Minimum Amount – For these Loan Notes, the minimum purchase is £15,000 (£50,000 for Platinum Plus)
• Interest Payments – Interest on all our Loan Notes is paid directly into your bank account every 6mths from the date of issue. The interest rate will remain the same for the duration of the Loan Notes period.
• Full Asset-Backed Security – So you can purchase with peace of mind.
• No fees – You are not charged any fees or charges.
• 100% Capital Returned – In addition to your twice yearly interest payments, and any bonus payments, your entire original capital is repaid at the end of the Loan Note term.
All of our Loan Notes are Secured and Pay Interest twice yearly. Choose between our shorter term notes paying 6.86% or 8.96% annually, or our medium term notes paying between 12.50% or 17.50% annually, when taken over the full term of the Loan Note.
Unsure if Bronze, Silver, Gold, Platinum or Platinum Plus suit you? How about splitting your purchase between Loan Note types?
Term
Total Annual Interest
Annual Interest Payments
Annual Income on £100,000
Term Bonus
Term Bonus on £100,000
Total Return on Capital
Annualised Return over Term
Total Return on £100,000 (interest, bonus, capital)
Minimum Purchase
Early Redemption Available
2 1/2 years
6.86%
2
£6,860
-
-
17.15%
6.86%
£117,150
£15,000
No
3 years
8.96%
2
£8,960
-
-
26.88%
8.96%
£126,880
£15,000
No
4 years
10.00%
2
£10,000
10.00%
£10,000
50.00%
12.50%
£150,000
£15,000
Yes
4 years
6% / 6% / 8% / 8%
2
£6k / £6k / £8k / £8k
32.00%
£32,000
60.00%
15.00%
£160,000
£15,000
Yes
4 years
3% / 4% / 5% / 6%
2
£3k / £4k / £5k / £6k
52.00%
£52,000
70.00%
17.50%
£170,000
£50,000
Yes
6
12
18
24
30
36
42
48
£3,430.00
£3,430.00
£3,430.00
£3,430.00
£103,430.00
-
-
-
£4,480.00
£4,480.00
£4,480.00
£4,480.00
£4,480.00
£104,480.00
-
-
£5,000.00
£5,000.00
£5,000.00
£5,000.00
£5,000.00
£5,000.00
£5,000.00
£115,000.00
£3,000.00
£3,000.00
£3,000.00
£3,000.00
£4,000.00
£4,000.00
£4,000.00
£136,000.00
£1,500.00
£1,500.00
£2,000.00
£2,000.00
£2,500.00
£2,500.00
£3,000.00
£155,000.00
Certain Bridge, the Executive team, the professionals, the core business and all secured assets are all in the UK and therefore subject to some of the most rigorous laws, Government oversight, scrutiny and compliance of anywhere in the World.
Certain Bridge does not have any bank borrowings. It is not envisaged in the future that the Company will have any bank borrowings. Exceptions to this could be any potential advantageous Government Grant schemes or Government soft Loan schemes which may at some future time become available to which the company may qualify for. However, we undertake to our Debenture Loan Note Holders that in such an event we would not allow security to be granted over any of the company’s assets. This means that all our Secured Loan Note Holders will always be the Priority Secured Debt Holders in the Company.
Most other companies which offer Loan Notes and Bonds have bank borrowings. These bank or similar borrowings will generally hold absolute priority over the Loan Note or Bond Holders interests. In the event of any trading / liquidity issues leading to Administration or Liquidation of these Companies the Loan Note or Bond holders will only receive return of their Loaned funds, after the Bank and the Administrators or Liquidators have been paid in full. As Certain Bridge does not, and will not, have any such type of bank borrowings this scenario is not applicable to Certain Bridge.
Certain Bridge is NOT a start up in the traditional sense, Certain Bridge are not raising capital by issuing equity as this would not provide any security or fixed interest coupons for the purchaser / holder.
All funds obtained from the sale of Certain Bridge Loan Notes will be put to work within the shortest possible time following receipt of funds. Because of the nature of Certain Bridge business and unlike other offerings we do not need to raise any minimum critical amounts. Therefore all funds raised will be securely put to work no matter what amount of your Loan Note purchase, subject only to the low minimum as set out. At all times you will have a secured interest in all of Certain Bridges assets by a Lien recorded and registered at UK Companies house, in your name.
Certain Bridge is a very pure, simple business. We receive money through our Secured Loan Note Sales and lend out secured funds at a Higher Rate with very strong security to business Bridge Borrowers. Certain Bridge are not selling Secured Loan Notes (raising money) to set up a production line (which may take considerable time to achieve and / or fail), OR use funds raised to finalise a prototype model, OR to pay for a licence, OR to apply for planning permission, OR to new build OR redevelop a property OR to pay advance Royalty fees, OR to pay for a Marketing campaign, OR any other types of onerous financial obligations / distractions where it is so easy to lose your money.
Certain Bridge do not try and entice you with stated or inferred potential associations such as a contract is being negotiated with a Government, or there is an expected company sale or stock market floatation in 2-5 years or any other type of fanciful, unrealistic, false statements, or promises.
Certain Bridge are not enticing you with suggestions that your Loan Notes will increase tens or hundreds of times over in the next 2 to 5 years as is the case with many share offerings or offerings of unsecured Loan Notes with seemingly attractive attaching conversion rights. Certain Bridge offer excellent secure returns which; have been well stress tested and which are comfortably achievable as a function of Certain Bridge core business activities.
Certain Bridge business is transparent and is without any undisclosed events. The business is simple secure and efficient and "does what it says on the tin".
Certain Bridge has no large payroll. All involved with Certain Bridge will be rewarded in the future after continuing to grow and accumulate capital.
Certain Bridge's Executive Team have a collective 75 years history of a professional corporate / business working relationship with Solicitors at Glaisyers ( www.glaisyers.com). Certain Bridge's Executive team also have over 100 collective years of working in the property, finance, and business sectors.
Certain Bridge and the Executive Team are prepared, if so required for comfort purposes, to facilitate, either a face to face meeting with Certain Bridge s Solicitors (www.glaisyers.com) in their offices in Manchester for potential Loan Note purchasers whom may wish to enquire of the Executive Team abilities and integrity OR arrange for potential Loan Note purchasers own Solicitors to write directly to Glaisyers to similarly enquire of the Executive Team abilities and integrity.